The Total Money Makeover

3. The Total Money Makeover – by Dave Ramsey [Finances]
Many of your dreams are impacted by your finances, aren’t they? In late 2008, my wife and I finished a 14 month journey and paid off all of our debt (excluding our house) for a total of $27,612.15. Can you imagine the weight lifted off of your shoulders from having no debt? Dave Ramsey has become a household name, and his book inspires you with the testimonies throughout, and provides practical ‘baby steps’ to get out of debt and achieve financial freedom. On average, people who follow Dave’s plan get out of all of their consumer debt in 2 years or less, and those who continue to follow his play become complete debt free (on average) in 7-8 years. His steps are net necessarily easy, but again if you follow them, you we certainly be on your way to financial freedom. A must read!