ubervice » Finance http://www.ubervice.net the best tips and advice for a simpler, more efficient, more abundant life Sat, 19 Dec 2009 17:06:34 +0000 http://wordpress.org/?v=2.8.6 en hourly 1 Christmas Is Not Your Birthday http://www.ubervice.net/2009/11/07/christmas-is-not-your-birthday/ http://www.ubervice.net/2009/11/07/christmas-is-not-your-birthday/#comments Sat, 07 Nov 2009 16:33:05 +0000 Aaron http://www.ubervice.net/?p=2748 Last year while at a conference at Ginghamsburg UMC in Ohio, I was introduced to the concept of Christmas is not your birthday. Instantly I fell in love and lead our congregation through the process of celebrating Jesus' birthday. Since I have already seen commercials and other advertisements for this year, I thought it was time to get moving. What if we reduced the consumer within us all, while at the same time made it possible for others to simply live? "read more >>"]]> http://www.ubervice.net/2009/11/07/christmas-is-not-your-birthday/feed/ 0 Upromise: Free Money for College http://www.ubervice.net/2009/07/21/upromise-free-money-for-college/ http://www.ubervice.net/2009/07/21/upromise-free-money-for-college/#comments Tue, 21 Jul 2009 12:41:59 +0000 sotto http://www.ubervice.net/?p=2226 Upromise is a very easy way to save money for college. There are several ways in which you can save money, and the great thing is that, you don't even have to think about it. Once you sign up and register your credit cards (don't worry it's safe) read more>>]]> http://www.ubervice.net/2009/07/21/upromise-free-money-for-college/feed/ 0 Learning from my Best and Worst Purchases http://www.ubervice.net/2009/06/05/learning-from-my-best-and-worst-purchases/ http://www.ubervice.net/2009/06/05/learning-from-my-best-and-worst-purchases/#comments Fri, 05 Jun 2009 14:00:39 +0000 sotto http://www.ubervice.net/?p=509 I've learned a lot about value from the material things that I've purchased in my life. There are several principles that stand out. Here is a list of the best and worst purchases I've made... Starting with my Worst Purchases: read more>> ]]> http://www.ubervice.net/2009/06/05/learning-from-my-best-and-worst-purchases/feed/ 1 Save $$ at Local Restaurants http://www.ubervice.net/2009/06/04/save-at-local-restaurants/ http://www.ubervice.net/2009/06/04/save-at-local-restaurants/#comments Thu, 04 Jun 2009 13:40:04 +0000 sotto http://www.ubervice.net/?p=1807 Restaurant.com is a great way to save some money the next time you go out. Their website offers a very easy to read more>>]]> http://www.ubervice.net/2009/06/04/save-at-local-restaurants/feed/ 0 Emergency Fund: Quest for the Best Online Bank Account http://www.ubervice.net/2009/05/22/emergency-fund-quest-for-the-best-online-bank-account/ http://www.ubervice.net/2009/05/22/emergency-fund-quest-for-the-best-online-bank-account/#comments Fri, 22 May 2009 16:16:08 +0000 sotto http://www.ubervice.net/?p=1603 We've been following the Dave Ramsey Total Money Makeover program and are on Baby Step #3 - fully funding our emergency fund. The first step is to save up $1000 emergency fund. Step two is pay off all of your debt (not including your mortgage) and step thee is saving up three to six month's read more>>]]> http://www.ubervice.net/2009/05/22/emergency-fund-quest-for-the-best-online-bank-account/feed/ 4 Do you qualify for the $8000 Tax Credit for First Time Home Buyers? http://www.ubervice.net/2009/05/15/do-you-qualify-for-the-8000-tax-credit-for-first-time-home-buyers/ http://www.ubervice.net/2009/05/15/do-you-qualify-for-the-8000-tax-credit-for-first-time-home-buyers/#comments Fri, 15 May 2009 13:50:58 +0000 sotto http://www.ubervice.net/?p=1496 We just recently refinanced our house and when my wife posted that as her status on Facebook it created quite a buzz. Quite a few people asked if we took advantage of the $8000 tax credit. There seems to be several interpretations as to who qualifies for the $8000 tax credit and a few theories on how to beat the system read more>>]]> http://www.ubervice.net/2009/05/15/do-you-qualify-for-the-8000-tax-credit-for-first-time-home-buyers/feed/ 1 Budget Master [Free Software] http://www.ubervice.net/2009/05/04/budget-master-free-software/ http://www.ubervice.net/2009/05/04/budget-master-free-software/#comments Mon, 04 May 2009 14:45:30 +0000 sotto http://www.ubervice.net/?p=1164 Budget Master 1.0: This is an excel spreadsheet to help you create your monthly budget. Download the file and save the original. I would recommend copying this file to a new one for each month. Your budget should be flexible enough to change each month. Don't create a one time read more>>]]> http://www.ubervice.net/2009/05/04/budget-master-free-software/feed/ 0 Books on Careers and Finding Your next Job http://www.ubervice.net/2009/04/29/books-on-careers-and-finding-your-next-job/ http://www.ubervice.net/2009/04/29/books-on-careers-and-finding-your-next-job/#comments Wed, 29 Apr 2009 12:11:48 +0000 sotto http://www.ubervice.net/?p=1021 I'm hesitant to write an article sharing these resources, because I believe the media has instilled a huge amount of fear in all of us and has made our economy to sound much worse than it really is. The last thing I want is for this to be just another article that puts thoughts in your head that our economy is horrible and add to the doom and gloom. To get some actual statistics on how we are really doing check out Dave Ramsey's Town Hall for Hope. [48 days is one I have personally read and recommend - it's also in our UberStore] Having said that, if you are someone who has been laid off or you simply would like to work towards a new career, here are some books I came across on Amazon worth reading: read more>>]]> http://www.ubervice.net/2009/04/29/books-on-careers-and-finding-your-next-job/feed/ 0 Town Hall for Hope [Update] http://www.ubervice.net/2009/04/24/town-hall-for-hope-update/ http://www.ubervice.net/2009/04/24/town-hall-for-hope-update/#comments Fri, 24 Apr 2009 15:31:06 +0000 sotto http://www.ubervice.net/?p=948 . Dave Ramsey's event Town Hall for Hope last night was enlightening. If you missed it you can go here to see how you can watch the event. Dave spoke for about 30 minutes about what is really going on in the economy and then answered a lot of questions that you may be thinking. I'd like to touch on a few of the highlights and information that Dave pointed out. Government: One of Dave's main points is that the government is not going to fix this situation. He provided a terrific historical background of how the economy and the government faced similar situations in the past and the government's involvement is not the answer. One of my favorite quotes from Dave was this:
Bush tried to bail out stupid and now the current administration is trying to stimulate stupid.
Perspective: Dave Ramsey shared some statistics to put things into perspective. Here are a few: read more>>]]> http://www.ubervice.net/2009/04/24/town-hall-for-hope-update/feed/ 1 Dish Network – Lowering my monthly bill by $21 http://www.ubervice.net/2009/04/20/dish-network-lowering-my-monthly-bill-by-21/ http://www.ubervice.net/2009/04/20/dish-network-lowering-my-monthly-bill-by-21/#comments Mon, 20 Apr 2009 13:35:14 +0000 sotto http://www.ubervice.net/?p=738 Dish Network Customers - I made a quick phone call and saved $21 off of our Dish Network monthly fee: Removed the warranty.......................$5.95 Removed the 'Platinum HD Pkg'..........$10.00 Removed the $5 monthly phone fee.....$5.00 read more>>]]> http://www.ubervice.net/2009/04/20/dish-network-lowering-my-monthly-bill-by-21/feed/ 1